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Help Nepal & People

Help Nepal & People to Developed the CountryNepal is among the poorest countries in the world like Bangladesh, Bhutan, Cambodia, Ethiopia, Gambia, Haiti, Uganda, Tanzania, Vanuatu, Yemen, and Zambia. Nepal's annual economic growth rate is less than 2 percent. According to CIA World Fact book, March 2005, Nepal is the 48th poorest country in the world.

Nepal borders China (Tibet) to the north and is surrounded by India on its other borders. Only 21% of the country is under cultivation. Nepal is a land-locked country located more than 1000 km from Calcutta, India, its most important port.

Help Nepal & People to Developed the CountryNepal’s population in terms of race and language can be divided into two main groups: the Aryans, an Indo-European speaking group, and the Mongolian Tibetan-Burmese speaking ethnic groups. Nepali, a language originating from Sanskrit, is the mother tongue of about 60% of the population. About one quarter speak Newari and the remainder speak other other languages such as Hindi, Urdu and Maithili. The majority of the population is Hindu, the state religion.

Other denominations include Buddhists. Nepal’s population is estimated at approximately 24 million with an annual growth rate of about 2.2%. At least 40% of the population are under the age of 15. Even with a declining population growth rate, it is estimated that Nepal’s population will reach 30 million by 2010.

Nepal is one of the group of countries classified by the UN as least developed. With a GNP per inhabitant of US $210, Nepal is one of the world’s poorest countries. No clear documentation on absolute poverty in Nepal is available and figures vary, depending on calculation methodology, from 40-71% of the population. Social development remains at a very low level.

Infant mortality is 96 per 1000 live births and average life expectancy is 55 years of age for men and 54 years of age for women. Only 30-40% of the population can read and write (40-50% of men and 15-20% of women).

Help Nepal & People to Developed the CountryNepal's half the population live below the poverty line, and about one third of the population lives without clear water. These are people who do not have access to basic needs such as food, health and education. Half the children are malnourished and under weight. Half the people are jobless in Nepal.

Average income of Nepal is less than $200 a year. About 15% of the Nepalese have access to health services. Nearly half the children's in Nepal are under weight. Nepal's most of the poor people live in rural areas yet still a huge percentage of poor people struggle in cities trying to make ends meet. About 80% of Nepalese are farmers.

Help Nepal & People to Developed the CountryLife in Villages: Youth have left their homes or have joined the rebels or have been killed in the civil war between the rebels and the government. Most villages are empty, what ever they have are the old and sick parents unable to make it to the city, and trying to survive the best they can. Kids spend most of their daily life doing house-hold works. Because of the civil war, Nepal's beautiful villages with magnificent mountains and landscape are as empty as ghost town.

Life in cities : Those flocked to the cities without financial support end up begging on the streets or find job as a servant taking upon house-hold works of a family in return for food and a shelter. Most poor people including kids in cities work as a servant, dishwasher, bus conductor, porter, painter, waiter/server, and helper in many construction works such as house construction. Those with a little bit of financial support from parents will try to get a job while going to a government college. Most students living in cities like Kathmandu work while they study. In city, living cost is extremely high, and poor to mid-class family struggle to pay off bills such as house rent, food, transportation, phone, water, and electricity. The most popular business in city is opening a convenient shop, easy to start - rent a room, pack it with groceries, and open it. The second most popular business is building a house with lots of rooms for rent - in fact people build their houses with extra rooms for others to rent.

Nepal Poverty Facts:
  • Most Nepalese live on a $1 day or less!
  • Nepal is the poorest country in Asia. Country's 10% of the population takes 50% of the wealth, the bottom 40% takes 10%
  • 85% of Nepalese don't have health access
  • World's 48th poorest country is Nepal
  • Total Debt of the country * External $2.55 Billion, about $97 per person
  • Nepalese rural people are poor due to lack of access to resources, low-productivity land, roads to obtain agriculture inputs and to sell agriculture produce
  • Nepal's many of the social indicators are the lowest in South Asia
  • Nepal's population will be 48 million by 2030
  • Did you know that? Rain is very important to Nepal's economy. Country's 80% of people are into agriculture. Often when there is no rain farmers worship the Lord Indra - the mythical Hindu god of rain.
  • Bandhs have kept much of Nepal’s countryside paralyzed, causing severe poverty and hardship.

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Nepal Economy
Nepal Economy:
Help Nepal & People to Developed the CountryNepal is one of the poorest countries in the world and was listed as the eleventh poorest among 121 countries in 1989. Estimates of its per capita income for 1988 ranged from US$158 to US$180. Various factors contributed to the economic underdevelopment--including terrain, lack of resource endowment, landlocked position, lack of institutions for modernization, weak infrastructure, and a lack of policies conducive to development .... more details
Access to Financial Services in Nepal Declining
Help Nepal & People to Developed the CountryAccess to financial services remains limited for most people in Nepal and has declined in recent years, according to the World Bank and DFID’s 2006 Access to Financial Services Survey report launched today. The report examines the country’s supply of and demand for financial services, constraints to increasing access, and offers recommendations for making the financial sector work for all Nepalese, especially the poor. The report finds ..... more details
Streamlining The Microfinance Industry
Help Nepal & PeopleThe Nepalese rural sector, during the period of about a decade and a half, has witnessed tremendous growth in microfinance institutions (MFIs). The MFIs comprise Micro Credit Development Banks, Saving and Credit Cooperatives (SCCos), Financial Intermediary Non-Governmental Organization (FI-NGOs), Small Farmer Cooperatives and others, which offer a variety of microfinance products/services according to the .... more details
Micro Finance in Nepal
Micro Finance in NepalNepal is one of the poorest country in the world and the poorest in the South Asia region. Its poverty reduction rate is low. The main reasons for this low poverty reduction rate are: (i) low per capital income, (ii) concentrated urban growth, and (iii) high population growth rate. Out of a population of 23 million, 38% are in below the poverty line. Most of the poor people live in rural areas and have little opportunity. Micro-finance could help poor .... more details

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